Wednesday, August 27, 2014

If I do a plumbing repair at my daughters house and it breaks and causes flood damage, can her insurance company come after me for the money...

Question

If I do a plumbing repair at my daughters house and it breaks and causes flood damage, can her insurance company come after me for the money after they've already had repairs done? They are trying to.



Answer

Yes. The insurance company, having paid the claim, now has a claim for "subrogation" against the responsible party. You should turn the claim over to your commercial liability carrier to defend and pay the claim. Your carrier will not be responsible for your work that was bad, but will be responsible for any damage caused by the work going bad. Good luck.



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