How can I get a judgement removed from my credit report when the judgement's statue of limitations has run out. This is in the state of Ariz...

Question

How can I get a judgement removed from my credit report when the judgement's statue of limitations has run out. This is in the state of Arizona.

Answer

You are not alone in misunderstanding the difference between an uncollectible debt and a debt that has gone away. You didn't pay the judgment, it shows as an unpaid judgment on your credit. You don't get to have it erased just because it can no longer be collected. If you don't pay a debt, that is validly reported on your credit report indefinitely.

Furthermore, judgments don't HAVE statutes of limitations. The statutes of limitations apply to STARTING the lawsuit. If the lawsuit is started before the limitations period lapses, the statute of limitations has been satisfied and is no longer of any relevance.

Answer

I found an article that might be helpful to you: http://www.guywbluff.com/areas-of-practice/collections/arizona-judgments-expiration-practice-and-procedure-for-renewal